Instantly understand a client’s affordability to find the most suitable loan product for them

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Paylink Lending provides a seamless digital journey for brokers and lenders to complete accurate affordability and credit risk assessments for customers who are seeking a financial product, including a mortgage, loan or an increase to an existing credit facility.

The ‘fact find’ facility collates key details about the applicant and will help to determine the most suitable product, allowing you to make quicker and more accurate lending decisions.

It can be used directly by agents, underwriters or self-service customers.

How it works


Collect all of the information needed to pre-qualify your client for a lending decision quickly and efficiently


Sophisticated categorisation engine allows you to match your clients to the most suitable product for them


Paper-less EID verification instantly confirms client identity


Satisfies the needs of the client for a simple, stress-free process


Accessible to all and easy-to-use. Intuitive software designed by developers who are also experts in user experience

Key Features
Premium Modules

Key Features

Interactive and supportive

The Live Chat function offers help at each stage throughout the journey

Credit Reporting

Instant access to credit report data provides a full client credit history in minutes

Open Banking

Provides full bank statement information for a 12 month period

Application Verification

KYC tools to maximise the customer onboarding process


Paylink Lending is modular so you can take only the steps you need to fit into your existing process

Premium Modules

As well as our standard modules, we have a range of additional premium modules to further enhance your Paylink Collections package. Speak to us about more information of these.

Document upload

The client can send photographs of all important information in one place


Seamless integration with existing systems


What Clever Mortgages said

Paylink Solutions drastically reduces the turnaround time of the application process for us and our customers, which means we can provide more products to more people, without the need for additional resource. It’s reliable, quick and provides us with the exact information we need to accurately assess a customers’ affordability and determine which are the most suitable products based on their circumstances.

Kevin Blount, Director of Technical Operations