Instantly understand a client’s affordability to find the most suitable loan product for them

Paylink Lending provides a seamless digital journey for brokers and lenders to complete accurate affordability and credit risk assessments for customers who are seeking a financial product, including a mortgage, loan or an increase to an existing credit facility.
The ‘fact find’ facility collates key details about the applicant and will help to determine the most suitable product, allowing you to make quicker and more accurate lending decisions.
It can be used directly by agents, underwriters or self-service customers.

How it works

Collect all of the information needed to pre-qualify your client for a lending decision quickly and efficiently

Sophisticated categorisation engine allows you to match your clients to the most suitable product for them

Paper-less EID verification instantly confirms client identity

Satisfies the needs of the client for a simple, stress-free process

Accessible to all and easy-to-use. Intuitive software designed by developers who are also experts in user experience
Key Features

Interactive and supportive
The Live Chat function offers help at each stage throughout the journey

Credit Reporting
Instant access to credit report data provides a full client credit history in minutes

Open Banking
Provides full bank statement information for a 12 month period

Application Verification
KYC tools to maximise the customer onboarding process

Customisable
Paylink Lending is modular so you can take only the steps you need to fit into your existing process
Premium Modules
As well as our standard modules, we have a range of additional premium modules to further enhance your Paylink Collections package. Speak to us about more information of these.

Document upload
The client can send photographs of all important information in one place

API
Seamless integration with existing systems

What Clever Mortgages said
Paylink Solutions drastically reduces the turnaround time of the application process for us and our customers, which means we can provide more products to more people, without the need for additional resource. It’s reliable, quick and provides us with the exact information we need to accurately assess a customers’ affordability and determine which are the most suitable products based on their circumstances.
Kevin Blount, Director of Technical Operations
